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  • You can also pay through any ATM Machine NEAREST TO YOU simply by transferring amount into any of our Accounts.



  • Insert Card into ATM Machine, supply pin to proceed
  • Choose QuickTeller (MAY DIFFER in different banks)
  • Select Interbank Transfer (MAY ALSO DIFFER)
  • Select Funding Account Type (i.e. your account) either Savings or Current account
  • Select Receiving Account Type (i.e. any of SMSwheels' account); we operate Current accounts
  • Select Recipient’s Bank (i.e. our bank)
  • Supply our Account Number (Recipient)
  • Supply Amount and Proceed
  • Confirm details and Proceed if okay (bank charge may apply)
  • Contact us to provide your username (since you can't type it on ATM's numeric keypad)


You might also find this useful:

Unit/Naira Calculator
Includes extra N50: CBN Stamp Duty
*1unit = 1SMS Policy
click for details


Generate GSM numbers

*GSM AND EMAIL DB (for e-marketing)

SMS apps

SMS applications for Desktop and Mobile (Android, iOS, and Windows phones/tablets).

Free Download

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